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Euribor October falls to 3,239%

The monthly Euribor, which is used each month as a reference to calculate most mortgages in Spain, stood at 3,239% in October, that is, 0.008 points less than the previous month, when it was 3,247%.

This rate means that an average mortgage in Spain of €120,000 over 20 years, reviewed in October, will pay €62,20 more in its monthly installment—a difference of €747 per year—since the Euribor has raised 1,052 points compared to October 2025.

The Euribor began 2026 at 2.245%, meaning that, for the time being, it has recorded an increase of 0.994 percentage points so far this year.

Source: https://datosmacro.expansion.com/hipotecas/euribor